My business model is one which works completely by referral. So you see, as long as my current and past clients keep referring me, I don't have to go out prospecting like everyone else, and I can do an even better job working for you.
Our industry is not just about "rate". It is about fitting clients with the right product at the best rate available.
Then it is about being here for you for the whole duration of the mortgage -- not ending the relationship / communication once the transaction closes.
Doesn't that make sense?
Contact me today and let's chat about your mortgage needs!
By the way, I am never too busy for your referrals!
Why use a Mortgage Broker like Tom?
A home is the biggest purchase most of us will ever make. And a mortgage can be a powerful financial tool. No surprise then, that a growing number of Canadians have started to ask some smar questions about their mortgage. In fact, more than 40% of all Canadian mortgages are now arranged through mortgage specialists. Why?
1. SERVICE - We are experts in the mortgage industry and available 7 days / week. We can meet and discuss what best suits your needs when and where you are available, not when someone else FINALLY gets around to calling you back.
2. RATES - We can choose from over 50 lenders available to ensure you get the right mortgage at the right rate. Do you know the difference between FIXED and VARIABLE RATES? We can help.
3. FREE PRE-APPROVALS - Our pre-apps are actual approvals from lenders with a 120-day rate guarantee, not just someone's opinion that you "should" be approved.
4. NO FEES - A mortgage broker actually works for you, not for any one lender. That kind of objectivity means that you, the client, are the focus. We fit the mortgage to you, not the other way around, and we are paid by the lender - NO SURPRISES.
A mortgage is a very significant financial event. Mortgage specialists / brokers are in only one business, and they do it exceedingly well. That's what you want: someone who's focused on the mortgage marketplace and your needs.
